Final Expense Insurance
Final Expense Insurance is an insurance plan for seniors who really do not have a need for estate planning or large amounts of life insurance.
Final Expense Insurance Plans usually begin as small as $5,000 and are generally for no more than $35,000-$50,000 in face amount. Final Expense Insurance reimburses your spouse or family for the cash money that is paid out during an illness prior to death. These expenses can be quite large if a long battle with some dread disease takes you and your family out of town for treatment. Expenses for hotels, restaurants, and even the rental of an apartment when extensive treatment is necessary are just some of the unexpected costs associated with a critical illness. The other costs that must be paid are the funeral, flowers, and burial space expenses. The real advantage of a final expense insurance policy is that it covers so much more than a funeral, and unlike a funeral home policy, it is transferable to any funeral home or cemetery in the world. Many times as an individual grows older, he/she may move closer to where his/her children live. This individual may choose to be buried near where his/her children now live rather than back near his/her former primary residence.
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info@bcbstexas.com / (800) 583-5865