Individual and Family Dental Plans

Individual and family dental plans are made available on an individual or family basis for those who do not have group dental coverage.

Individual and family dental insurance is usually more costly than that of group coverage because of the higher risk factors born by the insurance company. It is usually more cost effective to go without individual dental insurance if it is being purchased only for cleanings or low cost maintenance. On the other hand, if a family or individual plans to use their dental insurance quite extensively over a 2 to 3 year period, the cost of higher premiums would probably be justified. For those seeking a lower cost dental plan we have a discount plan that many of the most popular dentists participate in. You will need to check The Texas Dental Plan Provider list to see if your dentist is in the network. If not, your dentist may wish to participate with your urging. We offer a companion dental plan from BlueCross BlueShield of Texas when purchased with a BlueCross health plan. We also offer a free standing dental plan through Unicare, as well as a discount fee for service plan through Texas Dental Plans.

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