Critical Illness
Critical illness insurance is a unique health insurance product that pays "only" you or a member of your family when a critical illness is diagnosed. It pays for any number of critical illnesses in the form of a lump sum payment.
Can you imagine being diagnosed with a critical illness and the doctor tells you that you will be under intense medical treatment for the next year and you will be unable to work? The diagnosis is internal cancer and trips to M.D. Anderson Cancer Center in Houston will be a routine occurrence. Hotels, motels, food cost, no disability income benefit from your employer for 90 days and then the monthly disability benefit is only 50% after tax deductions. Does this sound unlikely? It happens thousands of times each year right here in the "good ole U.S. of A".
Critical Illness Insurance was developed by the brother of Dr. Christian Barnard, the noted inventor of the heart transplant. Dr. Barnard stated, "My patients would usually recover from the heart transplant, but the financial devastation to their financial resources was much harder to recover from."
Critical Illness insurance is being offered around the globe from South Africa to almost every country in Europe and most recently in the United States. In the place of an individual cancer policy or an individual heart attack and stroke policy the all new critical illness policy covers numerous critical illnesses under one plan. Up to $500,000 per critical illness is available in some plans.
Business owners are very attracted to this plan. They can cover their key executives with this plan to protect the huge loss of a key employee. The business owner is able to hire a new key executive and still pay the critically ill executive until his or her return to work.
We offer the three very best critical illness plans in America: AIG, Protective Life, and Assurity Life Insurance Companies. This asset protection plan is one that you cannot afford to do without.
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info@bcbstexas.com / (800) 583-5865