Disability Income Protection
Better known as "sick or hurt" insurance, disability income insurance pays you when you are sick or hurt and cannot work.
It has often been said that your greatest asset is your ability to get out of bed each morning, put your feet on the floor, and go to work. What could be more important to you and your family? Humpty Dumpty, whether sick or hurt can be put back together again with the proper disability income (sick or hurt)insurance.
There are quite a large number of insurance companies offering disability income insurance; however, there are only a few that are really quality providers of disability income insurance. Some of the most important features that "real" disability carriers have are: (1) a clear and concise definition of disability; (2) you are considered disabled if you cannot perform your OWN occupation; (3) there is no verbiage in the definition that says you are not disabled if you can do any gainful employment (such as shine apples on the street corner); (4) guaranteed renewable; (5) residual benefits will be paid even if you return to work and suffer a loss of income (attorney or doctor).
Disability income is the very financial foundation of your financial house. It is the actual pipeline of money to your financial foundation that affects everything. Without your income, you, your family, or your business are quite possibly finished or heavily damaged.
We offer three very fine disability income companies: Union Central, Illinois Mutual, and Assurity Life Insurance Companies. These companies allow us to tailor the exact plan that you will need for your specific occupation. You can rely on these plans to protect your all important income protection needs.
Growth and Protection for the Fruits of Your Labor
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info@bcbstexas.com / (800) 583-5865