Frequently Asked Questions
What is "sick or hurt" insurance?
Sick or hurt insurance is disability income protection that pays you a portion of your paycheck when you are sick or hurt. Sick or hurt insurance is one of the three most important piers or components under an individual's or family's financial foundation. However, sick or hurt insurance is probably the most important component of the three, but the most overlooked. A lot of insurance agents shy away from disability or sick or hurt insurance because it is a very hard underwriting process for their clients to go through. With life insurance you only die once, but with sick or hurt insurance there can be numerous claims. For this reason insurance companies look more closely because of the high claims ratio.
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