Frequently Asked Questions
What type of long term care insurance plan should I purchase?
It is best to purchase a large pool or bucket of money type long term care policy. The bucket of money concept allows you to use up every penny or dollar as you need it. The daily benefit amount is the least desirable plan because if you do not use the full daily benefit each day or month, you lose the excess benefit. You absolutely do not want a plan that you "use it or lose it".
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