Insurance Solutions

Jackson Insurance and Financial Services is a Peace of Mind Specialist, specializing in all applications of insurance:

Permanent and Term Life Insurance
Universal Life Insurance
Whole Life Insurance
"Sick or Hurt" Disability Insurance
Critical Illness Insurance
Long Term Care Insurance
Major Medical Insurance
Medicare Supplements
Medicare Part D
Major Medical Supplements
Medical Accident Insurance
Dental Insurance
Final Expense Insurance
Fixed Annuities
Infinite Banking Concept

Permanent and Term Life Insurance

Life Insurance is offered in various forms for an individual and is exactly what it says it is. A life insurance policy is a contract between a life insurance company and a proposed insured. The insured of the policy is not necessarily the owner. A person can own a policy on himself, his spouse, or his children. A corporation or a bank can own a policy on its employees. The only question the insurance company must have answered is, "Does the company or corporation have an insurable interest on the life of the insured?" The real question that you should ask yourself is: "Is my full Human Life Value" properly insured to fully secure the future of my family and/or my business?" This is not a question that you are adequately trained to answer. Please seek the advice of a trusted insurance and financial advisor. Financial advisors whose business is primarily focused on the equity markets such as stocks, bonds, and mutual funds are not usually competent at assessing your true Human Life Value. Once again, specialization is a very key element.

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Universal Life Insurance

Universal Life Insurance is a hybrid mixture of 1 year term and a side fund of money.

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Whole Life Insurance

The original and still the rock of the life insurance industry for the past 160 years is dividend paying whole life insurance. 

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“Sick or Hurt” (Disability) Insurance

Better known as "sick or hurt" insurance, disability income insurance pays you when you are sick or hurt and cannot work.

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Critical Illness Insurance

Critical illness insurance is a unique health insurance product that pays "only" you or a member of your family when a critical illness is diagnosed. It pays for any number of critical illnesses in the form of a lump sum payment.

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Long Term Care Insurance

Long Term Care Insurance is the greatest living asset protector of all senior insurance plans. With potentially a million dollars or more long term care expense at stake, long term care insurance is the only insurance plan that can stand up to this size of claim.

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Major Medical Insurance

Major Medical Health Insurance is a health insurance plan that is provided by an individual for himself, his spouse only, his children only, or his entire family. Individual major medical insurance is built to cover the lion's share of medical expenses that an individual or his family might incur in any given calendar year. All claims payments are payable to the various medical providers, not to the individual.

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Medicare Supplements

Senior Insurance plans are all specifically designed to protect or defend the senior's assets. All senior's number one concern is not having enough income to be totally self sufficient for the remainder of their lives. Seniors spend their entire life building their assets and just one catastrophic event can wipe it all away. Please pay close attention to the financial strategies we are going to discuss: Medicare Supplements, Medicare Part D, Long Term Care, Final Expense Insurance, and Fixed Annuities.

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Medicare Part D

Medicare Part D is the new government sponsored prescription drug plan available to any Medicare eligible individual.

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Major Medical Supplements

Major Medical Supplemental Plans are designed to supplement major medical insurance by covering higher deductibles, prescription drugs and doctor visits.

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Medical Accident Insuance

Medical Accident plans are designed to pay for individual or family medical accidents that cost from $1000 to $2500 per accident per family member. These plans are designed to be made payable to you and not the medical provider. 

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Dental Plans

Individual and family dental plans are made available on an individual or family basis for those who do not have group dental coverage.

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Final Expense Insurance

Final Expense Insurance is an insurance plan for seniors who really do not have a need for estate planning or large amounts of life insurance.

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Fixed Annuities

Fixed annuities are tax deferred savings plans made and sold exclusively by life insurance companies. The most attractive advantage of fixed annuities is the power to defer the taxes on the interest earned until death if the money is not needed.

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Infinite Banking Concept

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